Legal Disclaimer

While every effort is made to ensure the integrity of the files available for downloading from this site, Old Republic Accident & Health (ORA&H) cannot and does not guarantee or warrant that those files are free of viruses, worms, Trojan horses, or other codes that have contaminating or destructive properties. ORA&H does not make any express or implied warranties, representations, or endorsements whatsoever (including without limitation warranties of title, non-infringement, or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will ORA&H be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on information obtained from the use of files downloaded from this site.

Electronic images of documents available for downloading from this site are intended to provide a convenience to our insureds and do not legally replace the original, signed paper copies of those documents.

Each file may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is especially prohibited, unless prior written consent is obtained from the appropriate copyright holder. ORA&H owns this site and its contents and has the right to control access to it and, therefore, prohibits any kind of hyperlink from any other site to ours unless you first obtain our written permission.